Easy Financing like never before

No prepayment penalties.

No home equity required.

See your personalized monthly payment options within minutes and without affecting your credit score.

What is


hearth helps homeowners make smart financial decisions about their home improvement projects. We connect homeowners to financing options that meet the needs of almost any project, and we get it done quickly so you can get on with the job.
Applying is easy!
hearth makes it easy for you to find monthly payment options for your project, with: Loan amounts up to $100,000 Affordable monthly payment options Funding within 1-3 days. No prepayment penalties. No home equity required.

Find convenient monthly payment options for your project.

See your personalized payment plans without affecting your credit score now.

How it works?

Pay for your project with predictable monthly payments without tapping into your home equity.

Check rates in less than 2 minutes

Loans typically fund in 1-5 days
Fixed monthly payments
No prepayment penalties

Pick the perfect loan

With a personal loan, the funds can be in your bank account as soon as the next day


monthly payment

Based on a loan principle of $12,500 over 60 months at an APR of 6.99%.

See your personalized rates in 60 seconds without affecting your credit score.


Your new build or remodel isn’t over when your bank says no. Personal loans have fixed rates and don’t require any home equity.


Checking rates won’t affect your credit score. Fixed monthly payments will save you time and money.


Saving cash can take years, but personal loans release funding fast. These loans often have lower rates than cards.


Compare personalized rates from multiple lending partners to make sure you’re getting a great rate. Funding in as little as 24 hours.